We offer Mortgage Refinancing in Toronto and all of Ontario. Homeowners are approved!
Are you paying too much interest on your current mortgage and would like to refinance? We can help. Contact us today!
Why Refinance your Mortgage?
You’ve got a perfectly acceptable loan right now, why would you bother refinancing it? The bank is so nice and they’re barely profiting off of you… right? Wrong! You need to refinance your loan because right now the interest rates have plummeted insanely low. While this is extremely bad for the banks, you need to know that it’s great for you. You can take your current 9% mortgage, cut it in half to 4.5% and be able to accrue half the amount of interest each year as you do know. That means twice as much of your money will go towards your debt. Quit paying such high interest rates when you can start saving today!
Is Mortgage Refinancing Right for You?
Mortgage refinancing is the right choice for most of us; if you don’t want to keep paying money on your mortgage that you could be pushing towards your other bills or fun big ticket items, think about refinancing. It’s important to know the difference between refinancing your first mortgage instead of going out there and getting a second mortgage. Why take on more debt that you need to when you can pay everything off faster with a more tidy loan payment each month?
But before you refinance, you need to know how it’s done!
How Do You Refinance Your Mortgage?
You could go back to your bank and hope that they give you a better rate this time around, or you could let the market compete for you. Why should you chase different lenders when you can have them come to you? When you go with a mortgage lender you win! A Toronto mortgage broker (like us!) will give you the best chance to get a better rate. You bring us all of your information and we run the numbers. Then we’ll go to different lenders (traditional lenders like banks and private lenders too) that will look over what you need and give you an offer. We compare all of these with you; from interest rates to draconian loan terms, we’ll help you find the best rate and mortgage for you. Why should you lose out when you can get what you need and how you need it?
What Our Clients Say About Us
I had a difficult time getting a loan from the bank. Mortgage Central got me approved for a loan within 24 hours at a great rate.
Mortgage Central consolidated my credit card debt into something that was much more manageable, saving me money and giving me peace of mind..
Not only did Mortgage Central help me refinance my mortgage, which greatly reduced my mortgage payment, but they were very professional and pleasant to work with.
Just wanted to say thank you for everything you did for us regarding the refinance. It was a pleasure dealing with you. Everything from our end went so smoothly and we are extremely happy.
GET FUNDING IN 3 DAYS! 100% FAST & SECURE.