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Second Mortgages

We offer Second Mortgages in Toronto and all of Ontario. Homeowners are approved!

With Toronto and the GTA’s housing market booming, now is the perfect time to tap into your homes equity for that long awaited home renovation, repairs, debt consolidation and more!

If you need money and own a home, you can get a second mortgage! Do you need to remodel your home, have bills that you need to pay or many a big ticket item that you want to buy? If so, a Canadian second mortgage could help you get the money you need today for a better tomorrow. Here we’re going to talk about how these work and why you should work with a Toronto mortgage broker like us to get the best deal. Let’s get started.

What is a Second Mortgage?

A second mortgage is a lot like your first mortgage, but a little different. Depending on how much you’ve paid off from your first mortgage, you may be able to delay payment on your second mortgage for up to 25 years. This is where it pays to understand all of the terms of your mortgage, and why you want to work with a Toronto mortgage broker to make things work out in your favour.

When you apply for a second mortgage, you’ll need to fill out paperwork like you did for your first mortgage; you will need to bring some identification documents with you, but we can help you know which one of these you’ll need. After that, we’ll help you go over your application and figure out what areas need improving and if this is the right time to apply for a mortgage.

What Our Clients Say About Us

T. Donovan

I had a difficult time getting a loan from the bank. Mortgage Central got me approved for a loan within 24 hours at a great rate.

T. Donovan
G. O’Reilly

Mortgage Central consolidated my credit card debt into something that was much more manageable, saving me money and giving me peace of mind..

G. O’Reilly
V. Chang

Not only did Mortgage Central help me refinance my mortgage, which greatly reduced my mortgage payment, but they were very professional and pleasant to work with.

V. Chang
B. Singh

Just wanted to say thank you for everything you did for us regarding the refinance. It was a pleasure dealing with you. Everything from our end went so smoothly and we are extremely happy.

B. Singh

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Second Mortgages Overall rating: 5 out of 5 based on 6 reviews.
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