Winter has officially started but it isn’t too late to winterize your home! We’ve compiled 15 amazing tips for a winter-safe home! Say hello to an energy-efficient warm and toasty haven that’s wallet-friendly and environment friendly too! Whether you’ve got only a few hours a day or just 1 weekend to fully prepare for winter, […]
Are You A-Okay for Winter? Check Out These Tips to Winterize Your Home Read More »
Are you near retirement but have not saved enough cash? Do you know that you can use your home’s value as extra retirement fund? Your home is essentially a bank of wealth of the money you paid for it throughout the years. The equity you’ve built up in it is a cash resource if only
Tap Your Home’s Value in Your Retirement Read More »
Thousands of Canadians have fallen victim to scammers who pretend that they are from the CRA. Unsuspecting victims are usually contacted with threatening texts, emails, or calls telling them that a recent audit has uncovered that they owe a substantial amount to the Canada Revenue Agency. The CRA has been used as a front by
Fraudulent CRA Phishing Scams Now Used for Identity Theft Read More »
Ontario has the highest auto insurance premiums in Canada despite the province having low rates of collisions and deaths – a big factor to that is the prevalence of auto insurance fraud. Changes Ahead Ontario is looking into ways to push for changes in the auto insurance industry to help try to combat fraud and
Auto Insurance System Reform Being Pushed by Ontario to Slash Rates and Fight Fraud Read More »
Risks of high real estate prices and household debt will be addressed by the new OFSI residential mortgage lending guideline updates. Mortgage Updates Some of the risks that are part of partaking in the mortgage market will become significantly lower when tighter mortgage lending rules are implemented with the oncoming stricter regulations. The updates will
New Mortgage Regulations To Be Announced Read More »
Getting a home equity line of credit is increasingly becoming popular for homeowners who need some extra spending money. It is also relatively easy to qualify for compared to other types of loans as long as what the homeowner owes is less than the equity built in the home. The above are just some of
6 Things You Must Know About A Home Equity Line of Credit Read More »
A fine that can go as high as $50,000 awaits real estate agents who engage in unethical double-ending. Double-ending is when brokers, salespersons, and brokerages push through a real estate deal while representing more than one party in the deal. When Interests Are Conflicted Regulatory changes are being introduced by Ontario to address scenarios wherein
Ontario Tightens Rules Against Double-Ending by Real Estate Agents Read More »
It seems that getting a second mortgage is very popular these days, but why are people getting a second mortgage, to begin with? Is it a safe or a wise decision to do it when you’re not yet paid with your first mortgage? We have answers (and more) below! First, What is a Second Mortgage?
Reasons to Get a Second Mortgage Read More »
Determining when is the right time to take advantage of your home equity is a tough decision for most homeowners. Some worry that they may not be able to pay back a second mortgage and some don’t apply for a second mortgage because of fear that they won’t be approved or that the process would
When (and How) to Use Second Mortgages Read More »
Nearly all home updates can improve the aesthetics and function of your home, but some give you more value to each of your dollar spent. We’ve compiled the best home updates that are worth your money to give you an idea which home upgrades to go for more so if you’re planning to sell in
8 of the Best Home Updates to Get Your Money’s Worth Read More »
